What is FDCPA?

The FDCPA and Your Consumer Rights

The FDCPA is a federal law, the "Fair Debt Collection Practices Act". This act protects consumers from abuse and harassment from creditors. If you believe that you are a victim of creditor harassment or abuse, legal action can be taken against the debt collection firm that has violated the Act by contacting the Price Law Group . Collection agencies buy debt at a rate of pennies on the dollar in most cases, and they want to collect every possible cent that they can from you. They have a right to try to collect the debt, but they cannot overstep the bounds of the law in doing so. If they violate your rights as a consumer under the Act, they can face legal repercussions - including being forced to pay you damages in some cases.

Creditor Abuse Defense

At Price Law Group, the legal team is committed to protecting the rights of consumers that have been victimized by illegal creditor practices. These include violations such as calling outside the times allowed under law, calling you over and over, using obscene language, threatening you with harm, telling you they are going to publish your name or contact your friends, relatives or employer, or calling you at work after you have specifically asked them not to do so.

If you are under severe financial stress and facing ongoing creditor calls, letters and legal threats, it is imperative that you take action. At the firm, an attorney can evaluate the situation and assist you to bring the matter to an end. In some cases, the firm can take over dealing with the creditors on your behalf, in which case they are no longer able to legally contact you. In other cases in which there is an outrageous violation of your consumer rights, the firm can take action against them to pursue damages. It is extremely stressful to have to deal with creditors on a daily basis, and if you are in this situation, the lawyer from the firm can get involved and find a solution that will bring you the relief you deserve.